Bottomline Launches AI-Driven Platform for Business Payments Fraud Defense
Payments Fraud Defense unifies AI analytics and regulatory-aligned controls to help banks detect and respond to fraud faster
Bottomline Launches AI-Driven Platform for Business Payments Fraud Defense
Bottomline has launched Payments Fraud Defense, an integrated, AI-driven platform designed to strengthen banks’ defenses against rapidly evolving business payments fraud. The solution consolidates behavioral analytics, precision interdiction, analytics tuning, and session replay into a single, scalable platform that complements existing fraud systems and accelerates detection.
As fraud schemes grow more sophisticated—driven by expanding payment channels, rising customer expectations, and AI-enabled threats—traditional siloed and reactive tools are proving insufficient. Payments Fraud Defense addresses these challenges by delivering real-time insights, reducing false positives, and simplifying investigations. Deployed within Bottomline’s secure, regulated proprietary cloud, the platform can be implemented quickly and deliver measurable results within weeks.
The need for stronger defenses is underscored by industry data: 79% of organisations experienced attempted or actual payments fraud in 2024, deepfake-driven fraud increased 500% in early 2025, and losses from Business Email Compromise and Account Takeover continue to rise sharply.
Key capabilities include earlier detection across multiple payment rails, AI-driven analytics that continuously adapt using third-party and consortium intelligence, streamlined investigations through built-in tuning and session replay, and an extensible architecture designed for emerging fraud typologies and future intelligence sharing. The platform also aligns with evolving regulatory requirements, including upcoming Nacha 2026 fraud monitoring rules.
Payments Fraud Defense integrates with existing fraud tools and Bottomline’s broader payments portfolio—such as Digital Banking, Financial Messaging, and Paymode—enabling end-to-end protection without disruptive system replacements.
The solution is now available globally.
More: Bottomline Payments Fraud Defense.
About Bottomline
Bottomline helps businesses transform the way they pay and get paid. A global leader in business payments and cash management, Bottomline’s secure, comprehensive solutions modernize payments for businesses and financial institutions globally. With over 35 years of experience, moving more than $16 trillion in payments annually, Bottomline is committed to driving impactful results for customers by reimagining business payments and delivering solutions that add to the bottom line. Bottomline is a portfolio company of Thoma Bravo, one of the largest software private equity firms in the world, with more than $181 billion in assets under management. For more information visit www.bottomline.com.
More: Bottomline Strengthens Business Payments Fraud Defense with Integrated, Multi-Layered Protection
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