3.0: 𝐒𝐄𝐏𝐀 𝐩𝐚𝐫𝐭𝐢𝐜𝐢𝐩𝐚𝐭𝐢𝐨𝐧, 𝐬𝐡𝐨𝐮𝐥𝐝 𝐟𝐢𝐧𝐭𝐞𝐜𝐡𝐬 𝐠𝐨 𝐝𝐢𝐫𝐞𝐜𝐭?
𝐋𝐞𝐚𝐫𝐧𝐢𝐧𝐠𝐬 𝐟𝐫𝐨𝐦 𝐭𝐡𝐞 𝐔𝐊 𝐞𝐱𝐚𝐦𝐩𝐥𝐞
𝐒𝐄𝐏𝐀 𝐩𝐚𝐫𝐭𝐢𝐜𝐢𝐩𝐚𝐭𝐢𝐨𝐧, 𝐬𝐡𝐨𝐮𝐥𝐝 𝐟𝐢𝐧𝐭𝐞𝐜𝐡𝐬 𝐠𝐨 𝐝𝐢𝐫𝐞𝐜𝐭?
Any fintech addressing the European market needs access to SEPA. Until 2025, fintechs had no choice but to work with partner banks to do so. The Instant Payments Regulation changed everything: payment and electronic money institutions can now directly connect to Europe…
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